Ancaster’s Housing Market

Ancaster provides a small-town feel in a large urban setting. Ancaster is an affluent community located on the Niagara Escarpment in Southern Ontario. The community is situated just 15 minutes west of Hamilton off Highway 403.

On January 1, 2001, six municipalities (Ancaster, Dundas, Flamborough, Glanbrook, Hamilton, and Stoney Creek) were amalgamated into the new City of Hamilton. The former municipalities continue to maintain their unique character and charm.

With a population of 40,500, Ancaster is the fourth-largest community and the second-fastest growing community in the City of Hamilton. It’s not hard to see why. Ancaster has all the amenities of a large city and features museums, shops, restaurants, professional centres, spas, and water and amusement parks. It also features the Tiffany Falls Conservation Area and numerous hiking trails including the Heritage and Bruce Trails.

All of this helps explain Ancaster’s strong real estate market. While some areas of the City of Hamilton have experienced a slowdown in market activity, Ancaster continues to attract house hunters from all around Southern Ontario and the Greater Toronto Area.

Finding the Best Mortgage Rates in Ancaster

For home buyers in Ancaster looking to find the best mortgage rates and terms, the best place to start is with a private mortgage lender like the ones works with. Canada’s big banks and trust companies provide mortgages, but they only pitch their own financial products, even if they’re not what you’re looking for.

A private mortgage lender is different from the bigger lenders because they’re independent. This means the mortgage professionals at put your needs first.

How does do it? Because we’re independent, has access to hundreds of different lenders. That flexibility ensures we will find you the mortgage that suits your financial and day-to-day needs.

That means more than just providing you with the lowest interest rate. The licensed mortgage experts at also want to make sure you understand what kind of mortgage you’re getting. This includes understanding the amortization period, whether it’s a fixed or variable mortgage, whether it’s open versus closed, and whether it has an accelerated repayment program.

We’ll also go over the fine print with you and make sure you understand the terms and conditions and are aware of any costs or penalties, which, like low interest rates, can help you save a lot of money.

Here’s What Offers can offer homebuyers in Ancaster what the big banks can’t: options.

It wasn’t that long ago that you could have purchased a home in Ancaster with no money down and a mortgage with an amortization period of 40 years.

Not anymore. Over the last number of years, amortization periods have been cut to a maximum of 25 years and the minimum down payment for new government-backed mortgages has been raised to five percent.

Tougher lending rules have made it difficult for millions of everyday Canadians to secure a mortgage. For example, if you’re self-employed, have declared bankruptcy, have unreliable income, or are a non-resident, it’s much harder to get a mortgage now than it was 10 years ago.

That’s what makes so different. We are not bound by the same lending rules as Canada’s big financial institutions. We have a lot more flexibility when it comes to helping you find the mortgage or other financial products you need.’s Financial Services

  • Mortgages for first-time home buyers
  • Second mortgages in Ancaster
  • Residential mortgages in Ancaster
  • Mortgage refinancing in Ancaster
  • Commercial mortgage for businesses in Ancaster
  • Home equity line of credit (HELOC)
  • Mortgages and tax arrears in Ancaster
  • Debt consolidation for bad credit in Ancaster
  • Home equity loans in Ancaster
  • Mortgages for those in Ancaster with bad credit

This Is Why You Should Choose!

If you’re house hunting in Ancaster, if you already own a home and want to access the equity you’ve built up, if you want to refinance or consolidate debt, if you are having trouble securing an industrial or commercial mortgage, or if you have been turned down by traditional lenders for any reason, call a licensed mortgage professional at

The mortgage agents at have access to hundreds of different lenders, many who specialize in helping those who are self-employed, or even those who have no credit find a mortgage or other financial product.

To see what kind of mortgage or loan you qualify for, contact today or apply online and a mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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