King City’s Housing Market

A lot of first-time home buyers in the Greater Toronto Area are unfamiliar with the housing market in the 905 area, and how many beautiful pockets there are north of the city. One of the most picturesque townships is King City. Currently home to 6,970 people, King City is just 45 km from downtown Toronto.

While the community is small, King City has become a popular destination for home owners who want to exchange the tall towers of downtown Toronto for lakes, rolling meadows, and quiet forests. And just like downtown Toronto, housing prices in King City have been robust.

Finding the Best Mortgage Rates in King City

Mortgage rates may still be near historic lows, but that’s changing. That’s because mortgage rates are on the rise. An increase in mortgage rates could make it difficult for many homeowners to afford their mortgage payments. Failing to lock in a mortgage before rates rise, even a few percentage points, could end up costing homeowners tens of thousands of dollars in unnecessary interest payments.

Canada’s big banks and trust companies only flog their own financial products. Their only goal is to get you to sign on the dotted line, even if it’s not in your best interest. on the other hand, because it’s independent, has access to hundreds of different lenders. That means they’ll be able to find you a mortgage that fits your long-term financial and lifestyle needs.

When looking for a mortgage it’s important to consider more than just the interest rate. While interest rates are important, you also need to look at the terms and conditions of a mortgage, including penalties and hidden costs. Factors including amortization period, fixed versus a variable mortgage, an open versus closed mortgage, and accelerated repayment programs can also have a big impact on family finances.

Choosing for Mortgages

If you are looking at homes in King City or other parts of King County and want a mortgage with the best terms and rates, call a licensed, independent mortgage professional at

The Canadian government has initiated a number of strict lending rules and while they were maybe well-intentioned, all those rules have made it much more difficult for potential home buyers to qualify for a mortgage and actually get on the housing ladder.

The big Canadian lenders have to follow the strict lending rules implemented by the federal government. An independent mortgage broker, like, is not bound to the same rules. In fact, has much more freedom and flexibility when it comes to finding home buyers the right mortgage, loan, or other financial product.

And more and more Canadians are turning to private mortgage lenders like In addition to helping the average Canadian find a great mortgage, private lenders also help out the kind of borrower the big banks turn their backs on. Tougher lending rules have made it very difficult for borrowers who are self-employed, have bad credit, have declared bankruptcy, owe back taxes, or are non-residents to secure a mortgage.

Our Mortgage Services

  • Mortgage for First-Time Home Buyers
  • Second Mortgages
  • Residential Mortgages
  • Mortgage Refinancing
  • Commercial Mortgage for Businesses
  • Home Equity Line of Credit (HELOC)
  • Mortgages & Tax Arrears
  • Debt Consolidation for Bad Credit
  • Home Equity Loans
  • Mortgages for Those with Bad Credit

What Makes Special?

If you’re a first-time home buyer looking to settle down in King City or King County, want to refinance your current mortgage, consolidate debt, take out a second mortgage, HELOC, are self-employed, or been turned down by the big lenders, talk to a mortgage expert at

To see what kind of mortgage or loan you qualify for, contact today or apply online and a mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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