Whitby’s Housing Market

If you don’t want to live in downtown Toronto but want everything a big city offers, you might want to head 50 minutes east on Highway 401 to Whitby. Whitby is a town in Durham Region that is located on the north shore of Lake Ontario, just east of Ajax and west of Oshawa.

With a population of 130,000, Whitby offers a wide array of amenities in its historic downtown. In downtown Whitby’s over 470 businesses, you’ll find restaurants, clothing stores, entertainment, health and wellness providers, financial services, sports stores, home furnishings, and everything else you could imagine.

Whitby also has year-round cultural activities, parks, trails, outdoor facilities, and the Port Whitby Marina.

For those who love the great outdoors, Whitby is home to Canada’s largest municipally owned and operated recreation facility: the 50-acre Iroquois Park Sports Center. Located on parkland, the center has two swimming pools, six arenas, training facilities, six tennis courts, five baseball diamonds, a soccer pitch, licensed restaurant, and banquet facilities.

Known as a commute suburb, Whitby is a short drive to Toronto, Scarborough and even Cottage County, including Peterborough and Kawartha Lakes.

The city of Whitby will become even more attractive to commuters with Metrolinx’s expansion plans of GO train services to the eastern corridors. The Bowmanville GO train extension will result in four new stations: two in Oshawa, one in Courtice, and one in Bowmanville.

Finding the Best Mortgage Rates in Whitby

If you live in Whitby or are house hunting in the area and want a mortgage with the best rates and terms, visit a private mortgage lender like one that Canadalend.com works with.

Why? Traditional lenders, like the big banks, will only try and sell you their own financial products, even if it’s not in your best interest.

Canadalend.com, on the other hand, is independent. That means we’re looking out for your best interest. With a bank or trust company you’re stuck with just one lender, but Canadalend.com has access to hundreds of different lenders. With that much variety, Canadalend.com can find you a mortgage that suits your financial and day-to-day needs.

The independent, licensed mortgage professionals at Canadalend.com will also make sure you’re aware of all your money saving options. In addition to helping you secure a mortgage with the lowest interest rate, Canadalend.com will also help you select the best amortization period, choose between a fixed or variable mortgage, open versus closed mortgage, and decide if you want an accelerated repayment program.

Here’s What Canadalend.com Offers

Over the last number of years, the federal government has implemented a large number of stricter lending rules.

Not too long ago, you could purchase a home in Whitby with no money down and a mortgage with an amortization period of 40-years. Today, amortization periods have been cut to 25-years and the minimum down payment for new government-backed mortgages has been raised to 5%.

It has become tougher for every day Canadian to secure a mortgage. If you’re self-employed, have unreliable income, no credit, have declared bankruptcy, or are new to Canada, the big banks think you’re too risky to lend to.

At Canadaled.com, we are not bound by the same lending rules as Canada’s big financial institutions. We have a lot more flexibility when it comes to helping you find the mortgage or other financial products you need.

Canadalend.com’s Financial Services

  • Mortgage for first-time home buyers
  • Second mortgages in Whitby
  • Residential mortgages in Whitby
  • Mortgages for those in Whitby with unreliable income
  • Mortgage refinancing in Whitby
  • Mortgages for those in Whitby with bad credit or no credit
  • Commercial mortgage for businesses in Whitby
  • Home equity line of credit (HELOC)
  • Mortgages & tax arrears in Whitby
  • Debt consolidation in Whitby
  • Home equity loans in Whitby
  • Mortgages for those in Whitby who are self-employed

This Is Why You Should Choose Canadalend.com!

If you’re house hunting in Whitby, or already own a property and want to open a home equity line of credit (HELOC), refinance, get a second or third mortgage, consolidate debt, secure a commercial and industrial mortgage, or have been turned down from the big banks for any reason, call a licensed mortgage professional at Canadalend.com.

Because the mortgage agents at Canadalend.com are independent, they have access to hundreds of different lenders. In fact, there are lenders who specialize in helping those who are self-employed, unreliable income, even no income, find a residential mortgage or other financial product.

To see what kind of mortgage or loan you qualify for, contact Canadalend.com today or apply online and a Canadalend.com mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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